I just attended a course that taught me about government assistance for mortgages, downpayments etc… The goal of the course was to help REALTORS® help more people buy homes.

GET THIS:

If you are a family of 3 or more, who hasn’t owned a primary residence in the last 3 years, with an annual income under $79,800– the government is willing to help you qualify for a loan through a BOND program.  This program will greatly reduce your closing costs

If you are a family of 4, with an annual income under $67,560– the government will lend you up to $7,500 for a down payment. This is on top of the money listed above!

If you are a family of 4, with an annual income under $45,050– the government will BASICALLY give you $5000 for a down payment (assuming you can come up with $1,250 of your own money)  This is on top of the money listed above!

Of course, families of different sizes have different qualification limits, I just chose these for illustrative purposes.  Please, if you are interested in learning more, CALL ME  239-281-7980.  I can put you in touch with a lender who can help you get pre-qualified to buy a home for you and your family.